Think strategically about giving

As tax season comes to a close, many individuals and families find themselves reflecting on what worked—and what could be improved—in their financial planning. The new year offers a fresh opportunity to think strategically, and charitable giving can play an important role in that conversation. At Osborne County Community Foundation, we’re here to be your partner in aligning your generosity with both your financial goals and the causes you care about most.

Gifts of Real Estate

Donating real estate—such as farmland, residential property, or commercial buildings—can be a powerful way to make a charitable impact. In many cases, donors may receive a charitable deduction based on the fair market value of the property, while also avoiding capital gains taxes that would apply if the property were sold. This can be an especially meaningful option for those looking to simplify their estate or transition ownership of land while supporting their community.

Gifts of Grain and Livestock

For agricultural producers, gifts of grain or livestock can offer unique tax advantages. By donating commodities directly to a qualified charitable organization, you may be able to avoid recognizing the income from the sale, which can reduce your overall taxable income. This type of giving is often a practical and efficient way for farmers and ranchers to support local causes, particularly in years of strong production.

Gifts of Stocks and Securities

Donating appreciated stocks or securities is another tax-efficient giving strategy. Rather than selling the asset and incurring capital gains taxes, you can transfer the asset directly to a charitable organization. In many cases, you may receive a deduction for the full fair market value of the asset, maximizing both your tax benefit and your charitable impact. This approach can be especially attractive for those with long-held investments that have significantly increased in value.

Establishing a New Endowed Fund

Creating an endowed fund with a charitable gift allows you to make a lasting impact that continues well into the future. Whether your interest lies in education, community development, healthcare, or another area, an endowed fund provides a permanent source of support for the causes you care about. In addition to the long-term community benefit, establishing a fund with OCCF also provide immediate tax advantages in the year your gift is made.

As you evaluate your financial and tax strategies for the year ahead, consider how charitable giving can be part of that plan. Every situation is unique, and we encourage you to work with your financial advisor or tax professional to determine what approach is best for you.

The Osborne County Community Foundation is here to help you explore your options and make the most of your generosity—today and for generations to come.